Our Process

The CARE Plan

A Holistic Approach Based on Decades of Experience

With the CARE Plan, you learn time-tested strategies based on how your money working now and how it will respond in the future. We do not relie on guesswork or opinions, but facts. This way, you can be sure that your decisions are smart and reliable. You will have a structured plan to follow that can improve your chances of a successful financial life.

Collect

- You cannot know where youʼre going unless you know Where are you are. We invest the time to collect an organize your financial life into a structured and easy to understand Framework. This framework allows us to help you understand your past financial decisions, why they were made, and how they are affecting your current financial position.

Analyze

- Has your past financial planning been based on a math based approach? If so, you have missed the financial "Physics" of the planning process. Our analysis process uncovers how a financial decision in one area of your life can affect the others areas, resulting in inefficiences and potential financial losses. These losses are known as "Wealth Drains" and are typically unknown and unnecessary. During this educational process, we will discover the areas of your finances that you can improve.

Realign

- Using proprietary wealth strategies, we optimize your current financial products to make them more efficient and eliminate any redundancies or solutions that do not currently support your current financial position. With the new money that is found from eliminating the wealth drains in the analyze process, we can improve your financial position with the solutions, that best serve you while not changing your current, cash flow.

Execute

- A financial game plan only works if youʼre running the plays. That is why we meet regularly to execute changes over time. While a 30-year projection looks impressive, it is typically based around Hope. Hope that the market goes up overtime. Hope that taxes stay low. Hope that nothing happens derails the plan, such as a job loss or serious health issue or premature death of a breadwinner.
This iterative approach make take a 30-year objective, but breaks it up into one year increments where we make adjustments when life happens and minor course corrections are needed.

The CARE Plan equally balances the needs and wants of Protection, Savings and Growth.

This allows the client to take advantage of what live has to offer while being prepared

for the realties of what life throws at us.

“For I know the plans I have for you, declares the LORD, plans to prosper

you and not to harm you, plans to give you hope and a future.” Jeremiah 29:11